Financial Planner

Financial Planner

• Company Website: https://www.bmo.com

• Company Name: Bank of Montreal

• Location: Toronto, ON, Canada

• Postal Code: M5J 2J5

• Region: Ontario

• Company Office Local Address: 1 First Canadian Place, Toronto, ON, Canada

• Contact Info: +1 416-867-5566

• Email Address: careers@bmo.com

• Country: Canada

• Job Type: Full-Time

• Job Average Salary Rate: CA$60,000 – 90,000 yearly (base) + performance bonuses

• Currency: CAD

Job description

Application Deadline:

09/30/2025

Address:
1700 Wilson Avenue

Job Family Group:

Retail Banking Sales & Service

Join BMO – imagine the possibilities. Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Financial Planner can offer you all that and much more. Expect to fill an important and rewarding role – helping your customers achieve their financial goals. You will be provided with industry-leading training, support as well as a portfolio of clients that you can continue to build lasting relationships. As a BMO Financial Planner you will be part of a collaborative team and have access to a strong support network to be able to achieve your full potential.

Provides financial and investment planning and advice to deliver a solution in the best interests of the customer. Determines client needs and provides solutions though the sales of managed products and services (e.g. mutual funds, retirement savings plans, and similar products). Provides other solutions indirectly through referrals to business partners.
• Takes a lead in proactively engaging with new and existing customers and prospects by providing needs-based assessments to grow loyalty and identify immediate/future opportunities.
• Implements business development strategies to acquire new business (outbound calling campaigns and cultivating branch referrals).
• Engages customers to grow BMO’s business by reaching out, generating appointments, and building new relationships within the community.
• Identifies opportunities during customer conversations to generate referrals for personal and commercial banking products (e.g. personal banking, lending, and investments).
• Supports the achievement of sales and performance targets.
• Develops and implements a relationship management plan to meet the needs of client.
• Responds to customer investment requests to fulfill investment product needs aligned with the customer’s goals and refers the customer to partners where appropriate.
• Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.
• Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
• Executes work to deliver timely, accurate, and efficient service.
• Introduces clients to investment strategies and works with clients to set goals and make real financial progress using appropriate guidance tools.
• Probes to understand customer personal investment and banking needs and integrates marketing promotions and programs into customer conversations to provide strategic advice.
• Looks for ways to contribute to the ongoing improvement of the overall business results and customer experience delivered.
• Maintains current knowledge of personal investment products, practices, and trends and integrates into customer conversations.
• May work at multiple branches and through various channels based on market needs to deliver the desired customer experience and achieve overall business objectives.
• Builds effective relationships with internal/external stakeholders.
• Protects the Bank’s assets and complies with all regulatory, legal, and ethical requirements.
• Focus may be on a business/group.
• Thinks creatively and proposes new solutions.
• Exercises judgment to identify, diagnose, and solve problems within given rules.
• Works mostly independently.
• Broader work or accountabilities may be assigned as needed.

Qualifications:
• Typically between 3-5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Must meet the regulatory / governing body licensing and registration requirements of a Financial Planner in the province or territory of employment.
• Advanced working knowledge of financial industry.
• Specialized knowledge from education and/or business experience.
• Verbal & written communication skills – In-depth.
• Collaboration & team skills – In-depth.
• Analytical and problem solving skills – In-depth.
• Influence skills – In-depth.

Starting salary is $55,000 plus upward commission potential ​

Salary:

$45,500.00 – $84,500.00

Pay Type:

Salaried & Commission

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

Excerpt from the official job listing

See full job description from the company website.

Job Summary

Bank of Montreal is seeking a Financial Planner to provide personalized financial advice and solutions to clients. The role involves assessing financial goals, creating investment strategies, and helping clients achieve long-term financial stability while building strong, trust-based relationships.

About Us

Bank of Montreal (BMO) is a leading Canadian financial institution offering comprehensive banking and investment solutions. We prioritize customer success, innovation, and professional development, providing employees with the resources to grow their careers in a supportive, client-focused environment.

Culture and Work Environment

BMO cultivates a collaborative and professional culture where teamwork, ethical practices, and continuous learning are emphasized. Employees work in an inclusive environment that encourages skill development, mentorship, and client-centric financial solutions.

Why Work With Us

Join BMO to grow your career in financial planning while helping clients achieve their financial goals. Employees gain access to training programs, mentorship, competitive compensation, and the opportunity to work with a reputable Canadian banking institution.

Key Responsibilities

• Assess client financial needs and objectives.

• Develop personalized financial plans and investment strategies.

• Provide advice on retirement, insurance, and wealth management.

• Monitor client portfolios and adjust strategies as needed.

• Maintain compliance with regulatory standards and policies.

• Build strong client relationships and ensure satisfaction.

Key Qualifications

• Bachelor’s degree in Finance, Economics, or related field.

• Relevant certifications such as CFP (Certified Financial Planner) preferred.

• Strong analytical, interpersonal, and communication skills.

• Experience in financial planning, investment advising, or banking preferred.

• Ability to manage multiple client portfolios and meet targets.

Benefits & Perks

• Competitive base salary plus performance-based bonuses

• Health, dental, and vision coverage

• Professional development and training programs

• Retirement and savings plans

• Supportive and collaborative work environment

Location Insights

Toronto offers a thriving financial services sector with access to diverse client opportunities. Working at BMO allows financial planners to engage with a broad client base and develop expertise in wealth management and investment solutions.

Category Details Job Title Financial Planner Company Bank of Montreal Location Toronto, ON, Canada Salary Range CA$60,000 – 90,000 yearly + bonuses Job Type Full-Time Common 5 Interview Questions & Tips

Describe your experience in financial planning. – Highlight client success stories.

How do you create personalized investment strategies? – Explain methodology and examples.

How do you build trust with clients? – Emphasize communication and reliability.

Describe a time you helped a client achieve a major financial goal. – Use measurable outcomes.

How do you stay updated on financial regulations and market trends? – Show commitment to continuous learning.

Market-Based Salary Overview and Analysis

Financial planners in Toronto earn CA$55,000 – 95,000 annually, with top performers earning additional bonuses based on client acquisition and portfolio performance. Certification and prior banking experience can significantly increase earning potential.

Disclaimer

We aggregate publicly available job listings and link to the original source. We are not the hiring company and do not manage the recruitment process. Please apply only through the official careers website above.

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Join Bank of Montreal as a Financial Planner and help clients achieve financial success while advancing your career within a leading Canadian banking institution.

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